A 1993 fantasy comedy explores the unfinished business of four souls and one banker

A 1993 fantasy comedy explores the unfinished business of four souls and one banker
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In short: In the 1993 film Heart and Souls, a businessman becomes the sole person capable of seeing four spirits who died in a 1959 trolleybus accident. To reach the afterlife, these ghosts must resolve their past regrets, forcing their reluctant, living host to confront his own deep-seated fear of abandonment.

Directed by Ron Underwood, the film follows Thomas Reilly, played by Robert Downey Jr., who is tethered to four souls from childhood. These spirits—Penny, Harrison, Julia, and Milo—died in a San Francisco trolleybus crash on the same night Thomas was born. Because they were attached to him as a newborn, Thomas grew up seeing them until they vanished to protect him from the social stigma of his obsession. This perceived abandonment left Thomas emotionally guarded as an adult, leading him to become a ruthless foreclosure banker who avoids intimacy.

Twenty-seven years later, the spirits return, tasked by their driver, Hal, to resolve their unfinished business before moving on. Their unresolved lives include a mother who never knew her children's fate, a singer paralyzed by stage fright, a woman who left her lover without closure, and a thief burdened by a stolen stamp album. Thomas initially dismisses their reappearance as a psychotic break, but he is eventually coerced into assisting them. The process involves physical comedy, such as the spirits temporarily inhabiting Thomas's body to perform tasks like singing at a B.B. King concert or retrieving stolen property.

The film received mixed critical reception upon its release, with some reviewers noting its sentimentality while others praised the performances of the ensemble cast. Despite a modest box office performance, the film earned several Saturn Award nominations, including a win for Robert Downey Jr. as Best Actor. Ultimately, the narrative arc forces Thomas to recognize that his own fear of losing people mirrors the ghosts' regrets. By helping them find peace, Thomas learns to open up to his girlfriend, Anne, finally overcoming the emotional walls he built as a child.

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