How to safely deposit a check using your mobile device
In short: Learn the essential steps to endorse a check for mobile deposit. This guide ensures your funds are processed securely and prevents unauthorized individuals from accessing your money.
When depositing a check, particularly through a mobile banking application, proper endorsement is a critical security measure. You must sign the back of the check in the designated area marked for endorsement.
To further protect your funds, you should write the phrase “For mobile deposit only” directly beneath your signature. This specific instruction prevents the check from being cashed or deposited by anyone else, safeguarding your transaction.
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Sources
- Summary by Intellect · source: Depositing a check | Budgeting and saving | Financial mathematics (TX TEKS) | Khan Academy
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